Kayla Gallagher here!

I’m a retired U.S. Coast Guard and Mortgage Loan Officer with Elite Flex Lending, powered by NEXA Lending, here in Summerville, SC.
I help veterans, active-duty families, and everyday buyers purchase, refinance, and use home equity without getting lost in the fine print. I also train realtors on how to actually serve military buyers. For me, it’s not just a loan. It’s taking care of my people.

I’m a patriot because serving in the Coast Guard changed the way I look at service. It became a part of who I am, and it didn’t go away when I took off the uniform. I still feel a responsibility to take care of the people who served alongside me and those who came before me. Today, I get to do that by advocating for veterans and military families and making sure they understand the benefits they’ve earned. To me, being a patriot is simple — serve when you can, give back where you can, and take care of your people.